Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

First Steps Scheme For First Time Buyers

Gifted Deposit

This private scheme for buying properties from hosue-builders is no longer on offer to first time buyers.

Do not complete this form. The closest equivalent is shared equity.

To receive quarterly newsletters with info on news, deals and offers for first time buyers, please request our newsletter.

Application Form
                           
PERSONAL INFORMATION
Title*
First Name*
Surname*
Address 1*
Address 2
City*
County*
Postcode*
Current age*
Current residential status
Daytime telephone*
Mobile
Email*
Joint Application (do you intend to buy with any one else)
If yes please give names
PREFERED PROPERTY DETAILS
Property location County
  City
Please specify specific areas or postcodes
Property type
Property details
When do you wish to purchase?
Maximum Purchase price
Do you have a mortgage offer (Decision in Principle)?
If yes give details Lender
  Amount
Would you consider purchasing for investment eg buy-to-let or off plan property?
FINANCIAL DETAILS
Employment status
If other give details
Your total income per annum
Total joint income per annum (for all applicants )

ADVERSE CREDIT DETAILS - Have you ever:

Had a mortgage refused
Had any loan/credit card arrears or defaults
Had any CCJ's (county court judgment)
Had an IVA
Been bankrupt
If yes, please give details:- Value, Type, Number in the last 3 years, has the debt(s) been paid?:
Any other requirements or comments?
I have read and agree to the Terms and Conditions and understand the Privacy and Security policies of the site.

Free e-Bulletin

News and Offers for First Time Buyers

Register

There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option


 

You Tube
Mortgage Advice for First Time Buyers