Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

Help for First Time Buyers

Helen Adams CeMAP

Helen Adams has been offering independent advice for aspiring first time buyers for over six years. 

She started her independent advice site FirstRungNow.com in 2003 when she realised that first time buyers were going to have to accept that with property prices being so high in many parts of the UK, some sort of co-ownership or co-financing was necessary as part of the house-buying culture. With advice and information about shared ownership, co-buying, shared equity, HomeBuy and many other schemes and all the other possibilities, Helen Adams launched her website.

Helen Adams is frequently asked for her comment for national newpapers, magazines, tv and radio. She also offers presentations for big corporates offering their staff added value benefits.

FirstRungNow.com is the leading UK first time buyer website with a large and growing visitor numbers and Helen Adams is the founder and managing director.

Helen Adams is a certified Mortgage Advisor.


Helen Adams CeMAP CeRGI

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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option


 

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