Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

 

29-Nov-2010
First-time buyers may find buying a home in an English market town challenging as these are costlier than elsewhere.
26-Nov-2010
Lending is more likely to be too low than reckless in the near future, an economist has predicted, with mortgage volumes staying subdued.
25-Nov-2010
The size of deposits is continuing to act as a barrier to many first-time buyers, it has been claimed.
24-Nov-2010
Two housing charities have urged housing minister Grant Shapps to accept the FSA's plan for mortgage lenders to carry out tighter checks on affordability and income.
22-Nov-2010
An expert has noted an apparent lack of willingness by banks to lend, despite a fall in loan-to-values this year.
19-Nov-2010
New figures have revealed mortgage lending was the same in October as September, but down on a year ago when many were rushing to buy homes before the end of the stamp duty holiday.
17-Nov-2010
Less choice and responsibility for consumers is the likely result if plans by the Financial Services Authority to reshape the UK mortgage market go through, the Council of Mortgage Lenders has claimed.
16-Nov-2010
New data has shown rural homes to be almost twice as expensive as they were a decade ago
15-Nov-2010
A new government plan to incentivise councils to get more homes built has been welcomed by representatives of the property sector.
12-Nov-2010
Tracker mortgages are likely to grow in popularity as their cost falls, it has been predicted.
11-Nov-2010
New figures have revealed the tally of first-time buyers taking out mortgages rose in September.
10-Nov-2010
Continued high costs are putting off many first-time buyers, it has been claimed.
08-Nov-2010
A countryside expert has noted the problems first-time buyers have in rural areas with a lot of second homes.
05-Nov-2010
The Bank of England has held the base rate at 0.5 per cent again.
03-Nov-2010
A specially created bank designed to buy up bad assets from lenders could help them increase mortgage lending, it has been argued.
02-Nov-2010
First-time buyers need almost a year's pay just to afford the mortgage deposit on one London district, local experts have noted.

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News and Offers for First Time Buyers

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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option


 

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