Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

 

29-Sep-2010
First-time buyers may find more for their money in the north, as one expert claims property prices will rise more slowly in the region.
28-Sep-2010
First-time buyers could find interest rates for house purchase loans stay low, as it is predicted the base rate will not be raised in the near future.
24-Sep-2010
First-time buyer mortgages may be the most expensive in the world, as a new study shows banks add more to the cost of borrowing than any other country.
23-Sep-2010
First-time buyer advice might prove useful as a new survey shows 80 per cent of Britons believe homes are too expensive for people hoping to join the property ladder.
21-Sep-2010
First-time buyers may be turning to rental as the number of buy-to-let mortgages on the market has increased almost four-fold.
20-Sep-2010
First-time buyer mortgages are likely to have dropped in August as the total number of house purchase loans approved fell by 14 per cent.
16-Sep-2010
Shared ownership may be on the rise as new data shows more people than ever before aspire to become first-time buyers.
15-Sep-2010
A joint mortgage might be essential for first-time buyers, as it is revealed house prices are around eight per cent higher than last year.
14-Sep-2010
First-time buyer mortgages should be easier to secure, as one expert notes poor representation in the market is making loan providers eager to encourage first-time buyers by offering favourable deals.
10-Sep-2010
: A shared-equity mortgage could make buying a home more affordable, as it is revealed one-in-five Britons fail to budget for unforeseen moving costs.
09-Sep-2010
Sales to first-time buyers dropped by five percentage points in August, bringing their total as a proportion of the market to 21 per cent.
08-Sep-2010
First-time buyers might be spending more than £30,000 above expectations when it comes to purchasing a house.
07-Sep-2010
First mortgages should remain relatively cheap in the near future, as one expert claims it is very unlikely the base rate will be raised at the next MPC meeting.
03-Sep-2010
First-time buyers should have found the cost of houses dropped in August, according to recent data.
02-Sep-2010
Joint ownership might encourage more confidence in the mortgage market, as one expert says a lack of faith is holding it back.
01-Sep-2010
First-time buyers could decide bungalows are a good investment, as data indicates this type of home gained the most value in the last 12 months.

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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option


 

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