Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

 

28-Apr-2011
Those seeking mortgages at loan-to-value rates of 80-85 per cent now have more chance of getting one than a few months ago, according to an industry expert.
27-Apr-2011
Falling house prices and low interest rates now mean renting is more expensive than buying, a new survey has indicated.
26-Apr-2011
New research has indicated people in key worker jobs are much more likely to be able to get on the housing ladder as affordability has improved in a large number of towns.
21-Apr-2011
Discriminatory mortgage-lending practices hold back sales of newly constructed homes, it has been claimed.
19-Apr-2011
A new scheme to help first time buyers has been launched in Buckinghamshire.
18-Apr-2011
Higher obesity levels are partly due to older people eating out more, it has been stated.
18-Apr-2011
There will not be a base rate rise any time soon, a mortgage expert has said.
15-Apr-2011
An expert has outlined reasons why the cost of buying a home may change little this year.
14-Apr-2011
More innovation on loan-to-value rates could help first time buyers, it has been suggested.
12-Apr-2011
Leeds Building society has lunched a new shared ownership deal geared towards first time buyers.
11-Apr-2011
More mortgages will soon be available with a loan-to-value ratio of 90 per cent, it has been predicted.
08-Apr-2011
The Bank of England has held the base rate again, which may help keep down the cost of mortgages.
06-Apr-2011
House prices rose in March but are still cheaper than a year ago, according to Halifax.
05-Apr-2011
The next few months are going to be difficult ones for those trying to get on the housing ladder, an expert has said.
04-Apr-2011
The average mortgage arrangement fee has risen in the past 18 months, it has been revealed.
01-Apr-2011
Getting a deposit together is the biggest challenge for first time buyers at present, it has been claimed.

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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option


 

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