Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

 

30-Mar-2012
A property expert has gone on record to say that the stamp duty holiday's termination is "a tragedy".
29-Mar-2012
First time buyers stopped buying property at quite such a rate this month, because stamp duty reared its head – and that could be linked to the value of property, one economist has speculated.
28-Mar-2012
Property expert Peter Bolton King has said that his organisation embraces first time buyer mortgages, such as those featuring stamp-duty incentives, in principle.
27-Mar-2012
A mortgage expert affiliated with the Yorkshire Building Society (YBS) has stated that his organisation understands the needs of potential debut home owners.
22-Mar-2012
George Osborne, the chancellor, snubbed the idea of adding extra time onto to the first time buyer stamp duty holiday in yesterday's Budget, failing to make the current mortgage initiative more permanent.
21-Mar-2012
The Halifax is offering up 50 per cent off the costs of stamp duty as part of a mortgage offer.
20-Mar-2012
The Co-operative Bank has promised to give first time buyers a saving of £1,250 on average, with fresh schemes aimed at those new to the property market.
16-Mar-2012
Advice from Peter Dockar, HSBC mortgage expert, on the back of figures released by the organisation.
15-Mar-2012
Government pressure, coupled with increasing confidence in the property market has contributed to a better situation for first time buyers, according to one expert.
14-Mar-2012
Proportion of first time buyer's cash spent on interest repayments slipped.
13-Mar-2012
The government's mortgage indemnity scheme launched this week.
09-Mar-2012
First time buyers moving onto the property ladder are making "a personal decision", because both being a tenant of rented property and buying your own house have very similar long term financial implications.
08-Mar-2012
The organisation cites next month's stamp duty holiday closure as part of the reason for this trend.
07-Mar-2012
Joins similar initiatives by the likes of the Post Office, but 'beats' them.
06-Mar-2012
Expert suggests benefits also include a warranty and lower fuel costs
02-Mar-2012
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There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option


 

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