Mortgage Advice for First Time Buyers, First Time Buyer Mortgages and First Mortgage Advice

Privacy Policy

  1. We (FirstRungNow Ltd, Hereafter FRN) are committed to protecting your privacy.
  2. Any person visiting or using the website is deemed to have agreed with our Privacy Policy including the collectin of cookie data. You can set your browser to prevent this.
  3. We will only use information that we collect about you lawfully (in accordance with the Data Protection Act 1998).
  4. We collect information about you for the purposes of delivering our services and providing information to you about our services and other relevant services.
  5. When you use this site, we store the details of your visit, including which pages you had been viewing before, the pages you visit on our site and the access time. We may use these details to calculate how long people have spent on the site and which parts are the most popular. We may pass this statistical data to relevant third parties, but you will not be identifiable by us from that data.
  6. We may use technology to track the patterns of behaviour of visitors to our site. These can include cookies, which are small files that are stored on your computer which help identify you to us and which can make your visit to our site easier. Information stored in the cookie file will include your password and a record of which pages on our site you have visited and for how long. We may also use this data for statistical purposes. If you wish, you can set your browser preferences to prevent this from happening.
  7. If you decide to register your personal information, FRN may use it for marketing purposes. You consent to our transferring your data to group companies, members, other third parties or to countries which do not provide for the same level of data protection as the UK, if necessary for the above purposes and for the purpose of selling other relevant products or services.
  8. If you consent to it, we shall also contact other registered members and non-members to give them information about you.
  9. So as to protect your personal information we have taken the appropriate measures to prevent unauthorised access.
  10. We may from time to time perform statistical analyses on the geographic, demographic or other make-up of the membership database. Your information may be included in that analysis, the results of which we may share with relevant third parties. They will not be given any individual's personal details.
  11. We may also contact you by any of those above-mentioned methods, using the details you supply us, to inform you of any goods or services which we think may be of interest to you in the future. We may also share that information with other relevant third parties who may themselves contact you with offers of goods or services. You may tell us at any time if you would prefer not to receive such offers and should confirm this in writing.

/

Free e-Bulletin

News and Offers for First Time Buyers

Register

There's alot going on! What do you think?

Interest rates are low but could rise? Is this a good time to buy?

Yes
No

Varialbe rate mortgages go up if bank interest rates do. Which is your preference?

Fixed Rate
Variable rate

Interest only mortgages are cheaper but in the end you don't end up owning the property. Which is better?

Interest Only
Repayment

House prices are waivering. Do you think this is a good time to buy?

Yes
No

Shared equity mortgages allow you to buy a new home with 5% deposit and an equity loan through FirstBuy. What do you think?

Too complicated
Too expensive
Too risky

Rent to buy allows you to peg a property price, save towards a deposit and pay reduced rent. What do you think?

Works best in a rising market
Too complicated
Good option


 

You Tube